HMRC is no longer playing softly. In early 2025 a Freedom of Information request revealed that the number of winding‑up petitions issued by HMRC had surged to a staggering 36,686. This marks a dramatic increase from the 1,414 recorded at

Pensions have long been promoted as one of the most tax-efficient ways to save for retirement and pass on wealth. But from April 2027, that advantage will vanish. Under new rules, pensions will be treated as part of your estate

If you’re an influencer, receiving freebies might feel like part of the job. From designer handbags to luxury holidays, it can seem like easy perks for a bit of content. But if you’re not careful, these so-called gifts could land

Many believe that Making Tax Digital (MTD) is just another fleeting government initiative. But while it might seem like something you can ignore, the reality is quite different. MTD is very much here to stay, and HMRC has no intention

For directors of limited companies, there’s one financial pothole that’s often underestimated until it causes serious damage: the Director’s Loan Account. While it may seem like a convenient method to draw funds from your own company, misunderstand its rules and

Receiving a letter from HMRC can feel daunting, and how you respond can shape how long and how deep the enquiry becomes. Even with nothing to hide, oversharing can drag matters out. Knowing what is required and where the legal