Don’t Lose Out On State Pension

Parents are at risk of missing out on their future state pension. This is as a result of childcare commitments where one parent does not work and the other is the higher household earner and claiming child benefit.



If a parent does not register for child benefit, they may forgo their National Insurance credits and therefore part of their future state pension.

An estimated of 200,000 households are not benefiting from the National Insurance credits as the child benefit is claimed by the higher earner in the household.

If you are one of the affected, you can transfer National Insurance credits between you and your partner. You can also either change the child benefit claimant from the earning parent to the parent with low or no income.

A simple tax election to be entitled to £000’s in state pension benefits.