Posts By: ilyas Patel

Save On Your Care Costs

The average cost of staying in a care home is around £30,000 a year and many won’t be able to rely on the state to pick up the bill. Alongside with this, is the increase in ageing population and longer life expectancy. This means that you might end up facing some hefty bills in your… Read more »

Research and Development Incentive

How Business Can Reap The Rewards Of Innovation In 2000, a UK tax legislation was introduced in order to encourage businesses to increase investment in innovative activities. This UK tax legislation is the R&D tax relief that offers significant benefits for business advancing science and technology. This will help organisations to significantly reduce their corporation… Read more »

Tax-Free Rental Income

The government’s Rent-a-Room scheme allows you to earn up to £7,500 per year tax free by letting out furnished accommodation in your home. You don’t have to do anything as you will be automatically exempted from tax on your rental income.   You can also opt in to the scheme at any time if: you… Read more »

Tax-Free Life Insurance

Life Insurance offered by employers is considered an employee incentive as it provides peace of mind that their families will have some financial assistance if they were to die. However, one problem with Life Insurance is that it gives rise to a taxable benefit-in-kind.     The tax-efficient alternative for this problem would be to look at… Read more »

HMRC To Go Through Those Capitalising On Summer Sports Events

As Wimbledon commences alongside with other summer sporting events, HMRC is looking to scrutinise those who has undeclared income from websites such as Airbnb. The rise of the website Airbnb has provoked opportunities for residents living nearby major sporting events to offer short-term lettings as they seek to capitalise. As a result, HMRC is keen… Read more »

Tax-Free Holidays For Your Family

Your employer can pay for two trips per tax year for your spouse and children when you have to work abroad for a continuous period of at least 60 days without any charge to tax on the costs arising on you. If necessary, you should delay or bring forward a trip to be able to… Read more »

Decrease In Number Of Available Buy-To-Let Properties

People who can’t afford to buy a house have no choice but to rent properties. These alongside the legislative changes in the sector mean that the number of rental properties is decreasing. Scotland has seen the highest fall with a 34.7% decrease in available properties to rent between July 2001 and June 2017 whilst Wales… Read more »

£1.5bn Worth Of Inheritance Tax Collected By HMRC

A record of £1.5bn has been collected by HMRC through inheritance tax receipts this year. In comparison to last year’s collected inheritance of £4.7bn, this is an increase of 9% as a result of growing property tax values and frozen threshold rate of £325,000 since April 2009. From April, a nil-rate band for a family… Read more »

London Landlords Face Highest Costs In UK

London landlords face average costs of £6,535 per property per year excluding mortgage costs and tax or 32% in rental income. This is twice the national average cost for a landlord of £3,632 per year which equates to 34% of incoming rent due to rents being lower than London rent prices. South East landlords have… Read more »